The Life Insurance Corporation of India (LIC) will soon announce the LIC Development Officer (DO) Recruitment 2026, one of the most respected managerial-level opportunities in India’s insurance sector.

An LIC Development Officer plays a leadership role by recruiting, training, and managing LIC insurance agents, ensuring business growth, policy servicing, and customer support across the region.

This article provides a full guide on eligibility, responsibilities, salary, allowances, exam pattern, training, promotion, and application process for LIC DO Recruitment 2026.

What is an LIC Development Officer (DO)?
Recruitment Overview
Job Profile & Core Responsibilities
Eligibility Criteria
Age Limit & Relaxation
Educational Qualification
Selection Process
Exam Pattern
Syllabus Details
Salary Structure
Allowances & Benefits
Training & Probation Period
Posting Policy
Career Growth Path
Required Documents
How to Apply Online
FAQs
Final Summary

1. What is an LIC Development Officer (DO)?

An LIC Development Officer is responsible for:

Recruiting LIC Agents
Training and guiding agents
Monitoring business performance
Achieving branch business targets
Managing customer relationships
Ensuring policy servicing and documentation

It is a managerial + field leadership role, ideal for candidates who want to build a strong career in sales management, financial services, and team leadership.

2. LIC DO Recruitment 2026 – Overview

Category	Details
Organization	Life Insurance Corporation of India
Post	Development Officer
Vacancy	Expected 2000+
Qualification	Graduate
Selection	Prelims + Mains + Interview
Job Type	Managerial-level government-sector role
Posting	Across India

3. Job Profile & Core Responsibilities

An LIC Development Officer performs:

✔ Agent Recruitment

Selecting individuals to become LIC agents.

✔ Training & Skill Development

Conducting training on:

LIC policies
Market strategies
Customer management
Policy servicing

✔ Business Expansion

Helping agents achieve sales targets and business development.

✔ Field Supervision

Tracking field activities, meeting clients, supporting agents in closing business.

✔ Customer Servicing

Ensuring smooth:

Policy issuance
Documentation
Claim assistance
Premium updates

✔ Administrative Duties

Preparing reports, maintaining branch records, and coordinating with Divisional Office.

It is a performance-oriented leadership role, combining fieldwork and office responsibilities.

4. Eligibility Criteria

To apply for LIC DO Recruitment 2026:

Candidate must be an Indian citizen
Must meet age and qualification requirements
Should have strong communication and leadership skills

5. Age Limit & Relaxation

✔ Minimum Age: 21 years

✔ Maximum Age: 30 years

Relaxation:

OBC – 3 years
SC/ST – 5 years
LIC Employees – Additional relaxation as per rules

6. Educational Qualification

Bachelor’s Degree in any discipline
Candidates with sales/marketing experience receive preference

7. Selection Process

The recruitment process includes:

1. Preliminary Examination

2. Mains Examination

3. Personal Interview

4. Medical Examination

Final selection is based on cumulative performance.

8. Exam Pattern – Prelims

Section	Questions	Marks	Duration
Reasoning	35	35	20 min
Numerical Ability	35	35	20 min
English Language	30	30*	20 min
Total	100	70	60 min

*English marks are qualifying only.

Mains Exam Pattern

Section	Questions	Marks
Reasoning & Numerical Ability	50	50
Business & Marketing Knowledge	50	50
Financial Awareness & GK	50	50
Insurance & Regulatory Awareness	50	50
Total	200	200

9. Syllabus Details

Reasoning / Quant

Puzzles
Number series
Percentages
Arithmetic problems

Business & Marketing

Sales techniques
Customer needs assessment
Leadership principles
Market trends

Financial Awareness

Indian economy
Banking basics
Insurance sector updates

Insurance Knowledge

LIC policies
IRDAI guidelines
Policy servicing
Claims process

10. Salary Structure (LIC DO)

LIC DO receives:

✔ Basic Pay: ₹35,650

✔ In-hand Salary: ₹45,000 – ₹65,000 per month (approx.)

Additional components include:

DA (Dearness Allowance)
HRA (House Rent Allowance)
CCA (City Compensatory Allowance)
Conveyance allowance

Field performance may also include sales incentives.

11. Allowances & Benefits

Medical benefits
Gratuity
Group insurance
Pension under NPS
Festival allowance
Leave travel concession
Structured increments

12. Training & Probation Period

New DOs undergo:

✔ One year probation

✔ Classroom training on insurance fundamentals

✔ Field training with agents

✔ Workshops on marketing & customer handling

Training focuses on:

Product knowledge
Market analysis
Business growth strategies
Customer relationship skills

13. Posting Policy

LIC DOs are posted:

Within their recruiting zone
Across branches, divisional offices, and satellite offices

Transfers occur based on:

Service tenure
Performance
Administrative requirement

14. Career Growth Path

LIC DO → Assistant Branch Manager → Branch Manager → Senior Branch Manager → Divisional Manager → Senior Divisional Manager → Zonal Manager → Executive Director

With good performance, DOs can rise to senior leadership roles.

15. Required Documents

Aadhaar card
PAN card
Graduation certificate
Category certificate (if applicable)
Address proof
Photo & signature
Experience certificate (if any)

16. How to Apply Online

Visit the LIC official recruitment portal
Register using mobile number & email
Fill the online form
Upload documents
Pay exam fee
Download application confirmation

17. Frequently Asked Questions

Q1: Is LIC DO a permanent job?

Yes, it is a stable government-sector managerial post.

Q2: Is prior sales experience required?

Not mandatory, but helpful.

Q3: Does this job involve fieldwork?

Yes, agent supervision and business development involve field visits.

Q4: Can freshers apply?

Yes, graduates with good communication skills can apply.

Q5: Is the interview difficult?

It is moderate; candidates are assessed on leadership and business understanding.

18. Final Summary

LIC DO Recruitment 2026 offers a prestigious career opportunity for graduates interested in leadership, financial services, team management, and insurance distribution.
With competitive salary, strong benefits, flexible posting, and rapid promotion opportunities, the LIC Development Officer role is ideal for candidates seeking long-term growth in India’s insurance sector.

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